Benefits      Rates

Warranty      GAP Insurance

$200 cash reward and NO payment for 60 days when you refinance your auto loan with It'sMyCU!*

Qualifying auto loans will receive a lower interest rate and a lower monthly payment!

Upgrade to GAP+ for additional benefits!

Add a warranty to protect your vehicle!

• Competitively priced warranties
• You don't have to be a member to get an auto warranty with us!
• Fill out the form below to get a warranty quote
• If you have additional questions, email Lobbylending@itsmycreditunion.org

What is GAP Insurance?

• Guaranteed Asset Protection
• GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance. 

What is GAP Plus?

• GAP Plus is an additional $2,500 incentive that is paid to the principle of your replacement vehicle financed with It'sMyCU.

• Consumer vehicle values
• The leading source of car, motorcycle, RV, and boat values

• Vehicle search by VIN or plate number
• Request the vehicle history report

Once your application has been reviewed, a loan officer will contact you! 

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*Restrictions Apply. Application uses a soft credit inquiry only and will not impact your credit score. Rates, terms, and conditions are subject to change and may vary. Membership with Illinois State Credit Union is required. See Illinois State Credit Union for full details.